Karen Har

Managing Director

Professional Story

Insurance Strategies, Business Owners, Retirement Income Planning, Retirement Strategies, College Funding Strategies, Charitable Giving, Group Benefits, Business Succession Planning, Risk Management Strategies, Financial Education

English, Chinese-Mandarin, Chinese-Cantonese

I started my career in the financial services industry as an Account Executive in 1991, and throughout the next 17 years I have built a successful practice earning consistent industry and firm recognition year after year.

In 2008, I transitioned into my current managerial role. As a member of the local leadership team, I have supported many financial professionals in different stages of their career to strive for their professional goals. Equipped with a strong sales background, a passionate entrepreneurial spirit, and 30 years of industry experience, I offer coaching and insight into helping financial professionals build and expand their network, as well as provide tailored solutions to their clients to secure their financial future. I manage a group of 30+ financial professionals with a focus on serving the Chinese American communities in the greater New York and New Jersey area. As a Registered Principal and Managing Director, I am also responsible for recruiting motivated individuals and provide teaming opportunities to potential candidates.

I speak Mandarin, Cantonese, and Wenzhounese. My language ability affords me an advantage in working with my peers as well as the people in my community. Outside of work, I am actively involved in Monmouth Community Christian Church in Central New Jersey, where I have been serving in the worship and children ministry. In doing so, I aim to teach kids the values and beliefs that will bring them hope for the future. In my spare time, I enjoy entertaining small group gatherings.


I am licensed to sell insurance in: NJ and NY and securities in NJ and NY. I am a registered representative of and offer securities and investment advisory services through MML Investors Services, LLC, Member SIPC ( Supervisory address: 330 Whitney Avenue, Suite 600, Holyoke, MA 01040, Tel: (413) 539-2000. Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and are not subsidiaries of MassMutual or its affiliated companies.

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